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Many domestic employer-sponsored health plans offer little to no coverage abroad.
Most ACA plans don’t provide international medical coverage. Even the best Medicare supplement plans have limited global benefits.
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Domestic health plans usually don’t cover medical evacuations.
If you need a medical evacuation, you’ll likely need to pay for it upfront. And make the complicated arrangements on your own. It could cost from $10,000 to over $100,000 based on the medical situation and where it happens.
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International providers expect you to pay in full when you arrive for care.
Americans are used to showing their health plan ID card and getting service right away. They usually don’t pay upfront or may only make a small co-payment. But many international providers insist you pay up front. And they will deny care and/or take your passport until you do.
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International claims are usually out of network on a U.S. plan.
First, you’ll have to pay upfront to receive care. And then you’ll likely be reimbursed at a lower rate. That’s because it will be an out-of-network claim.
GeoBlue is now Blue Cross Blue Shield
Global SolutionsSM
Proven, trusted international health insurance.
At Blue Cross Blue Shield Global SolutionsSM, we’re experts in international healthcare. It’s all we do. Our single focus helps us create solutions that fit the needs of those who travel, work, study and live abroad.
We’ve been doing this—just this—for close to 30 years. Our solutions are proven. Our plans are trusted. And our numbers speak for themselves.



We help make global assignments successful.
What does international healthcare have to do with successful expat assignments? Actually, a lot. Physical and mental health issues are one of the top-four reasons why expat assignments fail.1 Plus, did you know a failed expat assignment costs an organization about $350,000-600,000?2
Our solutions provide expats with top-tier care all over the world, helping them stay healthy and safe. It also helps make sure their assignments are a success. Working with us can be a really good investment.
Yes, you need international health insurance.
Don’t take chances with your health or your finances. Here’s why you need global coverage.

We’re now Blue Cross Blue Shield Global Solutions.
We’ve offered international health insurance for over 25 years, most recently as GeoBlue. Our new name reflects our goal to make healthcare easier for wherever life takes you. Whether you're studying, working, vacationing or living abroad, we can help you access quality care—while you take on the world.

See our care in action.

When you go with us, you’re more than just covered, you’re cared for. Read how we helped an expat living in Senegal deal with a medical emergency.
Already a member and need help?
You can always turn to our Member Portal and industry-leading mobile app. They make it easy to get answers and support fast.
Sources: 1. Expatriate Mental Health Challenges, Psychology Today, 2023. 2. Money, Time, Manpower. The Culture Mastery, 2018.